Welcome to your new lake community retreat! This inviting 2-bedroom, 1-bathroom bungalow is nestled within the Oak Grove Lake Association community. Featuring a new septic system and hot water heater, and recent updates including a newer roof and windows, this home is ready for you to move in and start enjoying the tranquil surroundings. Key Features include a charming living room with hardwood floors, built-ins, and a wood stove that adds warmth and character. The fully appointed kitchen showcases exposed beams and a dining area with exposed brick, creating a rustic yet modern atmosphere for your culinary adventures. Both bedrooms feature hardwood floors and generous closet space. Enjoy outdoor living - step onto the back deck and take in the serene views of your . 29-acre lot, perfect for outdoor dining, relaxing, or entertaining. Enjoy the convenience of being within walking distance to Wangumbaug Lake, offering an array of recreational opportunities such as swimming, fishing, and boating. This delightful bungalow combines the comfort of modern updates with the timeless appeal of rustic elements. Don't miss your chance to experience the peaceful lifestyle this home has to offer. Schedule today!
Type | Description | Level |
---|---|---|
Bedroom 1 | Main | |
Dining Room | Ceiling Fan,Laminate Floor | Main |
Full Bath | Main | |
Kitchen | Laminate Floor | Main |
Living Room | Fireplace,Hardwood Floor | Main |
Primary Bedroom | Main |
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William Raveis Real Estate
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William Raveis Mortgage, LLC
Phone: 203.980.8025
Frank.Kolb@raveis.com
NMLS Mortgage Loan Originator ID 81725
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $207,920 | $207,920 | $207,920 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.750% | 6.875% | 5.875% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.737% | 7.055% | 6.120% |
Monthly Tax Payment | $232 | $232 | $232 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,349 | $1,366 | $1,741 |
Total Monthly Payment | $1,656 | $1,673 | $2,048 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.