Under contract-accepting backup offers. **Seller is offering to pay 3% towards buyers closing costs assistance or/ rate buy -down** This beautiful home is located in the vibrant community of Panther Trace in Riverview, Florida. The community is a 785-acre master-planned community with distinctively designed villages. It takes great care to preserve the scenic wetlands and nature areas, giving the entire community a park-like setting. The main boulevard is lined with trees and landscaping to enhance the beauty of the community. The home itself is an entertainer's delight, situated on an oversized conservation/pond homesite for privacy and serenity. It features a secluded patio oasis where you can enjoy the Florida sunshine. Inside, the home offers approximately 3, 541 square feet of meticulously designed living space. The kitchen is a chef's dream, equipped with stainless steel appliances, a gas range, wood cabinets, granite countertops, and a pantry. The home also has newer windows, roof, and gas water heater, as well as solar panels to save on electric bills. The laundry room includes tons of shelving, a utility sink and a large washing machine and gas dryer. The primary bedroom and ensuite bathroom offer luxury and comfort, with a large walk in closet, separate linen closet, a spa tub, and split vanities. Two sets of double French doors lead to the screened-in patio with two new ceiling fans where you can enjoy the natural beauty and watch the Florida wildlife. The home also features a bonus room complete with a large walk-in closet and half bath, which can be used as a bedroom, flex room, game room, or even a private theater room. With all spacious bedrooms, a large office and three and a half bathrooms, there is ample private space for family and guests. The home also features a three-car garage with a door leading to the side yard. The Panther Trace neighborhood offers amenities such as a community pool, clubhouse, tennis/pickleball courts, batting cages, playground, and outdoor recreation area. Collins K-8 school is within walking distance located within Panther Trace. The location of this home is ideal for commuting to MacDill Air Force Base, Tampa, St. Pete, Bradenton, Sarasota, and other areas in the Greater Tampa Bay area. It is close to great schools, public libraries, fishing spots, golf courses, dog parks, restaurants, shopping centers, and family entertainment. The area also offers excellent medical and dental centers, as well as the new St Joseph's South Hospital and South Hillsborough VA Clinic. Riverview is a growing community within Hillsborough County and is part of the larger Tampa metropolitan area. If you're interested in this home, call for a showing today. Florida offers a great quality of life with beautiful beaches, sports arenas, and many attractions. The seller is prepared to do a quick closing and is offering to pay 3% of the buyer's closing costs to help buy down the interest rate. The current Owners show pride of ownership in this Well-maintained home! Make it yours today! **Windows 2023**Roof 2022**Solar**2022**water Heater 2019**
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NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $447,040 | $447,040 | $447,040 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.750% | 6.875% | 5.875% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.737% | 7.055% | 6.120% |
Monthly Tax Payment | $553 | $553 | $553 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $2,899 | $2,937 | $3,742 |
Total Monthly Payment | $3,544 | $3,582 | $4,387 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.