Presented byGail Spencer - The Dawn Ciappetta Team |
***Rarely Available 1st Floor Unit*** This spacious ground floor condominium in the Gated Patriot Square's Sec. I is a highly sought-after home. Boasting 1385 square feet of main level living space, it has been tastefully updated with tile flooring throughout the majority of the interior and plush carpet in the bedrooms. The bright kitchen is equipped with newer appliances and features beautiful natural lighting. You'll find energy-efficient windows throughout the home, as well as a washer and dryer for your convenience. The primary bedroom offers a relaxing en-suite bath, while the second bedroom is equally spacious. The third bedroom, which can double as an office or den, is complete with a sliding glass door that leads to a larger enclosed porch, offering a beautiful view of the well-manicured green courtyard. Patriot Square is an affordable and hidden gem that's perfect for today's active over-55 lifestyle. Parking is just outside your front door. As a gated community, it offers the security and peace of mind you desire, while remaining conveniently located close to a range of restaurants and shopping options, such as Walmart, Aldi's, and a new Publix. For outdoor enthusiasts, Patriot Square offers a range of recreational amenities, including a large heated pool and clubhouse, both just a few yards away from this unit. Pets are allowed, making this the perfect home for you and your furry friend. Located midway between St. Petersburg's exciting downtown area and the gorgeous Gulf beach areas of St. Pete Beach and Fort Desoto Park, this condo is a prime location for those who want the best of both worlds. You'll want to act fast to make this beautiful home yours.
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Our Executive Mortgage Banker:
Our Insurance Division:
$245,000
Sales Associate
William Raveis Real Estate
Phone: 860.990.4915
Gail.Spencer@raveis.com
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 203.520.1925
Laurie.Berger@raveis.com
NMLS Mortgage Loan Originator ID 12578
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $196,000 | $196,000 | $196,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.375% | 6.990% | 6.250% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 8.011% | 7.171% | 6.538% |
Monthly Tax Payment | $91 | $91 | $91 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,354 | $1,303 | $1,681 |
Total Monthly Payment | $1,520 | $1,469 | $1,847 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.