Under contract-accepting backup offers. An INVESTOR'S DREAM! Welcome to your oasis in Downtown New Port Richey! Nestled in one of Nature Coast's most coveted locations, this single-family home promises the perfect blend of convenience and tranquility. Boasting 2 bedrooms and 1 bath, this residence is a haven for those seeking privacy without sacrificing proximity to urban amenities.
Situated in an X flood zone, with no flood insurance required, peace of mind comes standard with this property. Imagine waking up to the gentle rustle of trees and the chirping of birds, knowing that you're just moments away from the vibrant energy of Downtown New Port Richey.
Step outside and explore everything this thriving community has to offer. From the picturesque Sims Park to the state-of-the-art New Port Richey recreation and aquatic center, every day brings new adventures. Top-rated schools, hospitals, parks, and pristine beaches are all within easy reach, ensuring that every aspect of your lifestyle is catered to.
Whether you're strolling through historic downtown, indulging in retail therapy at nearby shops, or simply unwinding in the comfort of your own home, this property embodies the essence of modern living. Don't miss your chance to make this slice of paradise yours – schedule a viewing today and experience the best of Downtown New Port Richey living!
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Our Executive Mortgage Banker:
Our Insurance Division:
$160,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $128,000 | $128,000 | $128,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.750% | 6.875% | 5.875% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.737% | 7.055% | 6.120% |
Monthly Tax Payment | $133 | $133 | $133 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $830 | $841 | $1,072 |
Total Monthly Payment | $1,037 | $1,048 | $1,279 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.