316 13th Ave N is a beautifully preserved and modernized example of early St. Petersburg Dutch Colonial architecture. Located in the heart of one of the city’s most desirable neighborhoods - Historic Old Northeast, it has easy access to surrounding retail and grocery stores. The stunning two-story home includes the main house and 4 lovely, attached studios. Traditional craftsmanship throughout includes architectural wood windows and doors, a grand staircase, high ceilings, plaster walls, wood floors, and subtle period details.
The home is truly unique, and the attached studios present the next owner with abundant options for living in the home with a large family and relatives or living in a portion of the home and generating income from the studios.
The home sits on a generous 65’ x 130’ sq ft lot featuring stunning landscaping, a 16’ x 32’ swimming pool, and six off-street parking spaces along the alley. The professionally designed landscape was recognized in 2021 as a “Gold Star Home” by the Historic Old Northeast Neighborhood Association.
The main house is two stories, with 1, 500 sq ft of classic St. Petersburg architecture. On entering the home you find a grand staircase, a first floor living room, dining room, kitchen, laundry, and powder room. A grand staircase ascends through an arched opening to three bedrooms and a period style hall bath on the second floor.
A pair of French doors in the living room open onto a classic Florida screened porch. The porch area has been carefully renovated and retains all the original architectural details, including bead board ceilings, a vintage ceiling fan, and tile floor. A private patio and garden area adjoin the porch, and a paved path provides access to the stunning pool and rear yard area.
Attached to the rear of the home are four studio units constructed in 1940, licensed by the City of St. Petersburg as rental units. The compact and efficient design of the studios offers the next owner an option to use or rent the studios. The four suites share identical, mirror image floor plans. Each studio has its own bathroom, kitchenette, and independently controlled LG HVAC split system unit. A separate second floor hallway and door separate the two upper studios from the main house.
The lower-level studios are accessed through a separate rear-yard entry and are separate from the main house living area. The upper-level studios have their own entry via a wooden staircase and private deck area. A second laundry is located in the first-floor studio hallway and serves all four studios.
Technology and security includes Google Mesh WiFi, a monitored ADT alarm system with three separate zones for tenants, and Luma exterior video security system for the perimeter of the building.
The home has been extensively renovated, with a long list of capital improvements. The opportunities for expanding the main house by combining it with one or more of the studios are endless, limited only by imagination!
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RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Jumbo* |
30 Year Fixed-Rate Jumbo |
15 Year Fixed-Rate Jumbo |
|
---|---|---|---|
Loan Amount | $1,276,000 | $1,276,000 | $1,276,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 6.750% | 6.625% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.799% | 6.876% | 6.850% |
Monthly Tax Payment | $1,512 | $1,512 | $1,512 |
H/O Insurance Payment | $125 | $125 | $125 |
Initial Principal & Interest Pmt | $8,489 | $8,276 | $11,203 |
Total Monthly Payment | $10,126 | $9,913 | $12,840 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.