This spacious three bedroom ranch is just waiting for you! From the moment you enter, you will see the pride of ownership that has gone into this home over the years. Upon opening the side door, you will see the front to back dining/family room that overlooks the updated kitchen. This spacious kitchen has ample cabinetry, stainless steel appliances (aside from the refrig), and has butcher block countertops which are perfect for anyone who loves to cook! Just down the hall, you will find the recently updated bathroom with a new vanity, toilet, flooring, and light fixture. The 3 bedrooms have hardwood floors and all updated lighting. In addition, the living room features hardwood floors as well. It has a beautiful bay window to allow so much natural light in, and also features a traditional working fireplace. Downstairs in the basement, you will find 3 additional rooms. There is a large family room which is perfect for the family! And then 2 additional rooms off that and the laundry area/mechanical room. Back on the main floor, you will see the slider that leads to the ground level deck which overlooks the fully fenced backyard. It has 2 outbuildings for additional storage. Also, the 2 car garage has a rear door off of it as well for easy access! Talk about convenience! Major updates include: furnace/ac and additional insulation added to the attic in 2011, roof 2021, generator switch added, windows were updated and vinyl siding as well. Please be advised that a deadline for FINAL and BEST offers to be submitted has been set for Monday, May 6th at 10 AM. Once the Sellers have had a chance to review the offers, a decision will be made.
Type | Description | Dimensions | Level |
---|---|---|---|
Bedroom 1 | Hardwood Floor | 9.1X13.4 | Main |
Bedroom 2 | Hardwood Floor | 9.11X10.2 | Main |
Dining Room | Sliders | 21.1X11.11 | Main |
Family Room | 13X25.1 | Lower | |
Kitchen | 15.1X11.11 | Main | |
Living Room | Bay/Bow Window,Fireplace,Hardwood Floor | 15.1X17.1 | Main |
Office | 9.11X11.2 | Lower | |
Primary Bedroom | Hardwood Floor | 13.6X11.1 | Main |
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NMLS Mortgage Loan Originator ID 81725
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $227,920 | $227,920 | $227,920 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.375% | 6.990% | 6.250% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 8.011% | 7.171% | 6.538% |
Monthly Tax Payment | $414 | $414 | $414 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,574 | $1,515 | $1,954 |
Total Monthly Payment | $2,063 | $2,004 | $2,443 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.