221 Fernwood CIRCLE, #221, Seminole, FL, 33777 | $213,000

This rarely available end-unit features 2 bedrooms with 2 baths and is located in the highly sought-after 55+ community of The Gardens, the location of this condo is unbeatable, as you are only a short drive to all the beautiful Gulf beaches and the community borders Seminole Lake Park which offers fishing, a 2-mile multi-use trail, boat ramp, playground, and launching for kayaks and canoes.



Step into this inviting 2nd-floor condo boasting a spacious layout of over 1, 285 square feet flooded with natural light, creating a warm and welcoming ambiance. The seamless flow from the kitchen to the living and dining areas makes entertaining a breeze, while offering picturesque tropical views of the beautifully landscaped community from the comfort of your sunroom and kitchen. This condo comes mostly furnished.



The heart of this condo is its updated kitchen, featuring newer appliances, stylish cabinetry, tile backsplash, and elegant granite countertops.



Recent updates also include a newer hot water heater, recessed lighting in the kitchen, an updated hallway lighting fixture, an exquisite barn door in the bedroom, new vanities in both bathrooms, window tint, and new front and back storm doors.



This condo presents additional desirable features such as walk-in closets in both bedrooms, ample vertical windows throughout, and ceiling fans for enhanced comfort. Parking will never be an issue with two open parking spaces—just steps away from your front door. This is truly maintenance free living as the monthly HOA fee covers outside maintenance, water, trash, sewer, internet, and basic cable. Plus, pets are welcome! Enjoy soaking up the Florida sunshine while enjoying the communal outdoor grill or shuffleboard court or put in a few laps at the lovely, heated community pool.



Conveniently located near Seminole City Center, Gulf Beaches, golf courses, fine dining, shopping, and medical facilities, this condo offers a lifestyle of ease and enjoyment. Don't miss out on this opportunity for effortless living in a prime location. Buyers should verify measurements and information. Call today to schedule your private showing!

Features

  • Heating: Central
  • Cooling: Central Air
  • Levels: 2
  • Rooms: 6
  • Bedrooms: 2
  • Baths: 2 full
  • Laundry: None
  • Complex: GARDENS THE CONDO
  • Year Built: 1974
  • Approx Sq. Feet: 1,285
  • Acreage: 4.76
  • Est. Taxes: $2,142
  • Condo Fee: $557 Monthly
  • Adult Communities: Yes
  • Pet Policy: Size Limit
  • Appliances: Convection Oven, Dishwasher, Microwave, Range, Refrigerator
  • MLS#: U8240910
  • Days on Market: 28 days
  • Website: https://www.raveis.com
    /prop/U8240910/221fernwoodcircle_seminole_fl?source=qrflyer
This information is deemed reliable, but not guaranteed. The data relating to real estate displayed on this Site comes in part from the IDX Program of MFRMLS (My Florida Regional MLS DBA Stellar MLS). The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. (last updated 6/1/2024 12:47:07 PM)
Listing courtesy of RE/MAX ACTION FIRST OF FLORIDA   Phone: 727-531-2006

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NMLS Mortgage Loan Originator ID 16953

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221 Fernwood CIRCLE, #221, Seminole, FL, 33777

$213,000

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Melissa Cohn

RVP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 917.838.7300

Melissa.Cohn@raveis.com

NMLS Mortgage Loan Originator ID 16953

5/6 (30 Yr)
Adjustable Rate Conforming*
30 Year
Fixed-Rate Conforming
15 Year
Fixed-Rate Conforming
Loan Amount $170,400 $170,400 $170,400
Term 360 months 360 months 180 months
Initial Interest Rate** 7.375% 6.990% 6.250%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 8.011% 7.171% 6.538%
Monthly Tax Payment $179 $179 $179
H/O Insurance Payment $75 $75 $75
Initial Principal & Interest Pmt $1,177 $1,133 $1,461
Total Monthly Payment $1,430 $1,386 $1,714

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.  The Total Monthly Payment does not include the estimated HOA/Common Charge payment.