Welcome to your serene haven nestled in the heart of Wading River! This charming 3-bedroom, 3 full bath home offers a perfect balance of tranquility and convenience, resting on a spacious builder's acre lot adorned with mature flowering trees that paint the landscape with vibrant colors all year round. The ample yard provides plenty of space for outdoor activities, whether you're hosting gatherings or simply enjoying the natural beauty that surrounds you. Step inside and experience a meticulously designed interior that seamlessly blends modern comfort with timeless elegance. Sun-drenched living areas feature cozy sitting areas and elegant hardwood floors, creating a welcoming atmosphere throughout. This home boasts modern amenities including CAC, Pella Windows, 1-Car Garage attached with Breezeway, IG Sprinklers, Generator Hookup, Full Basement, and Shed. The country kitchen is a haven for culinary enthusiasts, boasting Corian countertops, abundant cabinet space, and a wall of windows and French doors that invite you to the yard, flooding the space with natural light. Retreat to the spacious primary suite, offering a king-sized sanctuary complete with large walk-in closets and a luxurious full bath featuring a soaking tub, shower, and double vanity, providing a luxurious escape. Additional guest bedrooms offer versatility and comfort, each featuring ample closet space, catering to family, guests, or creating the perfect home office. Step outside to discover an enchanting backyard oasis, inviting you to unwind and connect with nature's beauty. Relax on the expansive patio as you enjoy your morning coffee or dine al fresco under the shade of majestic trees. The sprawling lawn provides endless opportunities for outdoor recreation, from gardening to lawn games, promising countless moments of enjoyment in the great outdoors. Located in the Shoreham Wading River SD and easy access to all the North shore has to offer.
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Our Executive Mortgage Banker:
Our Insurance Division:
$649,990
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 347.223.0992
Sarah.Alvarez@Raveis.com
NMLS Mortgage Loan Originator ID 1880936
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $519,992 | $519,992 | $519,992 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.250% | 6.990% | 6.000% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.945% | 7.159% | 6.286% |
Monthly Tax Payment | $1,023 | $1,023 | $1,023 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $3,547 | $3,456 | $4,388 |
Total Monthly Payment | $4,662 | $4,571 | $5,503 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.