Introducing "The Joseph Hill House" circa 1815. The "Hill Store" was a retail store at the center of the Village at that time and remains a significant building in the history of Essex. This historic house exudes character and history, with it's original architectural details preserved. Updates and improvements include: All new windows in 2018, New kitchen including Viking range 2016, New furnace, fuel tank, and new hot water heater 2019, new roof 2020, all new gutters and downspouts with added Leaf Guards. Situated in the heart of Essex, residents enjoy easy access to shops, restaurants, and cultural attractions. Classic formal living room and dining room are flanked by a powder room, a delightful garden room, and a completly updated kitchen with a chef's Viking range adding modern conveniences to the traditional charm. To the right of the foyer, find a large modern vaulted ceiling office/Family room that is highlighted with a wall full of built ins and a spiral staircase to a delightful loft creating a whimsical ambiance. Upstairs a primary bedroom with a walk out deck and two other bedrooms share a full bath. the outside gardens are private and professionally landscaped offering a courtyard atmosphere. From wide planked chestnut floors to exposed beams this home showcases the craftsmanship of it's era. Enjoy Essex with all it's highlights just down the street. 2 hrs from NYC or Boston. New kitchen 2018, Replaced all windows 2018, new roof 2020, replaced all gutters and downspouts, added Leaf Guards. Regrouted and painted basement floor. New Buderus Furnace and hot water heater 2010.
Type | Level |
---|---|
Bedroom 1 | Upper |
Bedroom 2 | Upper |
Dining Room | Main |
Living Room | Main |
Primary Bedroom | Upper |
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NMLS Mortgage Loan Originator ID 81725
5/6 (30 Yr) Adjustable Rate Jumbo* |
30 Year Fixed-Rate Jumbo |
15 Year Fixed-Rate Jumbo |
|
---|---|---|---|
Loan Amount | $740,000 | $740,000 | $740,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.125% | 6.875% | 6.500% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.430% | 6.977% | 6.664% |
Monthly Tax Payment | $577 | $577 | $577 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $4,496 | $4,861 | $6,446 |
Total Monthly Payment | $5,165 | $5,530 | $7,115 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.