Very Spacious 2, 055sqft Vinyl Sided Colonial in the much sought after Greenville section of Smithfield. This move in ready 4 Bed, 3 Full Bath home has many updated features including a granite kitchen with a new refrigerator & dishwasher, updated bathrooms, fresh interior paint, replacement windows and newer flooring. The 1st Floor consists of the kitchen(with radiant heated floor) which is open to the Dining Room & a large Fireplace, heated Sunroom, Formal Living Room, Full Bath and a Bedroom or Office that has new sliders that connect to the Trex Deck. The 2nd Level has two more Bedrooms, a full bathroom, a family room, and the Master Bedroom with connecting master bath, walk in closet and a spacious sitting area. The basement has a laundry area, plenty of storage space and the potential for more finished living area. In Addition, there is a one car garage with the driveway offering 4 more parking spaces, plus a private backyard. This property is conveniently located, minutes to shopping, restaurants and Route 295. Come see all this nice home has to Offer.
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Our Executive Mortgage Banker:
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$449,900
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 401.474.4879
Whitney.Rugg@raveis.com
NMLS Mortgage Loan Originator ID 7654
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $359,920 | $359,920 | $359,920 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.375% | 6.990% | 6.250% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 8.011% | 7.171% | 6.538% |
Monthly Tax Payment | $412 | $412 | $412 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $2,486 | $2,392 | $3,086 |
Total Monthly Payment | $2,973 | $2,879 | $3,573 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.