Country living at its finest!! This South Hadley Colonial situated on a gorgeous, flat lot features an over-sized two-car garage AND a barn ~ just perfect for your workshop needs, the car/motorcycle collector or the farmer at heart! All freshly painted interior and brand new flooring throughout, this home is ready for new owners! The kitchen has plenty of cabinets and counter space for meal-prep and hosting. The wood-burning stove will remain in the bright dining room which opens up to the living room. Washer/dryer hookups are located inside the mudroom entry for convenience. One bedroom on the first floor with three others upstairs (two of them are tandem with potential of a nursery, office or dressing room!) A brand new roof has just been laid on the home, garage and barn! Exit the back door onto the brand new deck to enjoy your morning coffee or evening cocktail! Private backyard with woods behind the property and wildlife visitors. All of this only three minutes from town center!!
Type | Description | Level |
---|---|---|
Bedroom 2 | Closet, Flooring - Vinyl | Second |
Bedroom 3 | Flooring - Vinyl | Second |
Bedroom 4 | Closet, Flooring - Vinyl | Second |
Dining Room | Wood / Coal / Pellet Stove, Ceiling Fan(s), Flooring - Vinyl | Main,First |
Kitchen | Flooring - Vinyl, Dining Area | Main,First |
Living Room | Ceiling Fan(s), Flooring - Vinyl | Main,First |
Master Bedroom | Ceiling Fan(s), Flooring - Vinyl, Closet - Double | Main,First |
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Our Executive Mortgage Banker:
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$395,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
Senior Vice President - Coaching & Strategic
William Raveis Mortgage, LLC
Phone: 203.980.8025
Frank.Kolb@raveis.com
NMLS Mortgage Loan Originator ID 81725
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $316,000 | $316,000 | $316,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.750% | 6.875% | 5.875% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.737% | 7.055% | 6.120% |
Monthly Tax Payment | $390 | $390 | $390 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $2,050 | $2,076 | $2,645 |
Total Monthly Payment | $2,515 | $2,541 | $3,110 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.