Well maintained End Unit. 2-bedroom, 2 full bathroom 1st floor living in desirable Breezewood Village a 55+ community. The monthly HOA fees of $350. 00 includes water and sewer. Breezewood Village is centrally located to public transportation, shopping, restaurants and medical facilities. The kitchen has granite countertops and a 2018 electric range and refrigerator. The water heater is 2019 and the washing machine is 2020. The primary bathroom has a handicap accessible shower, no tub. The second bathroom has a tub/shower combo. The entrance way has tile flooring that extends though the dining room, kitchen and into the Florida room with a storage closet. There is new luxury vinyl flooring in the living room and hallway that leads to the carpeted bedrooms. You will enjoy the convenience of an inside laundry room with a full-size washer and dryer. There is custom tile work throughout the house. The Florida room is bright, sunny and has a rear door that leads out to the backyard. There is also a clubhouse and community pool to enjoy. Your assigned parking spot is steps from the front door.
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Our Executive Mortgage Banker:
Our Insurance Division:
$189,900
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $151,920 | $151,920 | $151,920 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.750% | 6.875% | 5.875% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.737% | 7.055% | 6.120% |
Monthly Tax Payment | $30 | $30 | $30 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $985 | $998 | $1,272 |
Total Monthly Payment | $1,090 | $1,103 | $1,377 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.