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Award-winning ‘Yarden’ landscape!
This charming 1940 bungalow sits on a shaded brick street in the welcoming Central Oak Park neighborhood. COPNA is a friendly, diverse neighborhood with an active association that provides regular social gatherings and community initiatives. Minutes from Grand Central, Edge District and Downtown, the Pinellas Trail and Sunrunner. Only blocks from the Historic St. Petersburg Senior High School, Gibbs High School, and only a short drive to USF St. Pete and St. Pete College. This area is one of the highest points in Pinellas County with no risk of flooding or even evacuation. It is zoned NT-2 which allows for an additional unit (ADU) to be built. Classic interior features include oak wood floors, plaster walls, archways, ceiling fans in every room, brick fireplace, enclosed sunroom, butcherblock countertops, and lots of natural light.
This cozy two bedroom, one bath home is nestled within a lavish, unique landscape that has been lovingly crafted by the owners and recognized by the city of St. Petersburg, receiving both the Beautiful Garden Award and Water Wise Award. It has also been acknowledged as a Certified Native Habitat by the National Wildlife Federation and even featured in St. Pete Life Magazine: https: //issuu. com/stpetelifemag/docs/splmayjune2021/70
Filled with a plethora of native plants, well-established fruit trees and edible/medicinal herbs, all grown in rich, healthy soil, created on-site using local resources. Other homesteading features include an outdoor shower, 1, 200-gallon rain catchment system (7” gutters on entire house and garage) and chicken coop with run, ready for its new flock.
Read more details about this property's extraordinary journey here: https: //www. bluebirdsanctuary. org/urbanoakstead. Courtesy of the owner: The purchase of this home comes with a gift, a one-hour in-person consultation, and a plant walk with Elise Pickett of The Urban Harvest (https: //theurbanharvest. com). Elise Pickett offers education on Florida-based vegetable gardening for beginners, permaculture techniques, and homesteading. Schedule a walk-through and learn what's growing on in your new yarden!
Roof 2016, Tren HVAC system 2022.
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $343,600 | $343,600 | $343,600 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.750% | 6.875% | 5.875% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.737% | 7.055% | 6.120% |
Monthly Tax Payment | $254 | $254 | $254 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $2,229 | $2,257 | $2,876 |
Total Monthly Payment | $2,558 | $2,586 | $3,205 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.