19220 Ridgelake DRIVE, Lutz, FL, 33549 | $839,000

Tranquil lake view, almost 1 acre home on cul de sac with NO HOA, NO CDD. Located in desirable Lutz. 4 bedrooms, split bedroom plan. Huge driveway, 3 car garage and side work area for tinkering at its best. Serene paver lined front porch will allow for enjoying watching the kids play or nature that is abound in this super cute community. Double entry doors welcome you to the beautiful views of the lake as you enter the home. Formal living room, formal dining room. Niches for your displays, crown molding, extensive wood work throughout the house. Large master bedroom with great lake views. Dual vanity, tub, shower . Travertine lines the walls. Beautiful kitchen, Thermador appliances, custom cabinets. Eat in area, open to the living room. Beautiful pool is under covered screen and additional patio area outside for those larger gatherings. Mosquito repellent system in place. Large garage. Expansive back yard. Mature landscaping. 25 minutes to airport, close to shopping, dining, entertainment as well as array of medical facilities. Come enjoy nature and decompress in your private oasis. SELLER WILL CONTIBUTE TO BUY DOWN RATE OR TOWARDS CLOSING COSTS

Features

  • Rooms: 3
  • Bedrooms: 4
  • Baths: 3 full
  • Lot Size: 170 x 240
  • Laundry: Inside, Laundry Room
  • Style: Contemporary
  • Year Built: 1995
  • Garage: 3-car Garage Door Opener
  • Heating: Central
  • Cooling: Central Air
  • Approx Sq. Feet: 2,587
  • Acreage: 0.94
  • Lot Size: 170 x 240
  • Est. Taxes: $6,366
  • Lot Desc: Cul-De-Sac, Landscaped, Oversized Lot
  • View: Water
  • Elem. School: Lutz-HB
  • Middle School: Liberty-HB
  • High School: Freedom-HB
  • Pool: Auto Cleaner
  • Pet Policy: Yes
  • Appliances: Cooktop, Dishwasher, Disposal, Dryer, Electric Water Heater, Microwave, Range, Range Hood, Refrigerator, Washer
  • MLS#: T3522877
  • Days on Market: 24 days
  • Website: https://www.raveis.com
    /prop/T3522877/19220ridgelakedrive_lutz_fl?source=qrflyer
This information is deemed reliable, but not guaranteed. The data relating to real estate displayed on this Site comes in part from the IDX Program of MFRMLS (My Florida Regional MLS DBA Stellar MLS). The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. (last updated 6/11/2024 9:18:26 PM)

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NMLS Mortgage Loan Originator ID 12303

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19220 Ridgelake DRIVE, Lutz, FL, 33549

$839,000

Jennifer Mocciolo - Marlene Fischer Homes Team

Sales Associate

William Raveis Real Estate

Phone: 203.465.8066

Jennifer.Mocciolo@raveis.com

Jorge L Rivera

VP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 203.913.1633

Jorge.Rivera@Raveis.com

NMLS Mortgage Loan Originator ID 12303

5/6 (30 Yr)
Adjustable Rate Jumbo*
30 Year
Fixed-Rate Jumbo
15 Year
Fixed-Rate Jumbo
Loan Amount $671,200 $671,200 $671,200
Term 360 months 360 months 180 months
Initial Interest Rate** 7.000% 6.875% 6.875%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 7.799% 6.989% 7.102%
Monthly Tax Payment $531 $531 $531
H/O Insurance Payment $92 $92 $92
Initial Principal & Interest Pmt $4,466 $4,409 $5,986
Total Monthly Payment $5,088 $5,031 $6,608

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.