For those who appreciate exceptional craftsmanship, this is your next home. Built in 2000, the attention to detail throughout will not go unnoticed. The three levels of sun splashed living space showcase the attention to detail - like beadboard ceilings and custom trim and woodwork. The main level features a large, open kitchen with center island, open concept dining room, private office with French doors, a cozy den with a beautiful granite stone fireplace (outfitted with propane stove insert), and a 20x24 great room with cathedral ceiling. There is also a 3/4 bath with laundry on the main level, providing options for one-level living. On the second level, the spa-like master bedroom and master bath offer calm and serenity for escape of the everyday. The extra plush carpet in the master suite is exceptional on tired feet. Also on this level are 2 additional bedrooms with generous closets, and a full bath. The 3rd level provides 2 additional oversized bedrooms serviced by a separate hot air furnace with central air that services both upper levels. Looking to entertain, head out to the 14x16 rear deck overlooking the level back yard and raised garden beds. There are scenic natural vistas from almost every window. To round out the package there is an attached 3-car, heated garage with unfinished space above for additional living areas or in home business; and an attached shed for convenient storage. 2 +/- acres. Located between Concord and the coast, minutes to Rt. 4.
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $639,200 | $639,200 | $639,200 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.375% | 6.990% | 6.250% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 8.011% | 7.171% | 6.538% |
Monthly Tax Payment | $864 | $864 | $864 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $4,415 | $4,248 | $5,481 |
Total Monthly Payment | $5,371 | $5,204 | $6,437 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.