PUNTA GORDA ISLES! PRIME LOCATION WITH DEEP WATER SAILBOAT ACCESS IN MERE MINUTES TO CHARLOTTE HARBOR LEADING TO THE GULF OF MEXICO! This spacious 3 bedroom, 2. 5 bath, 2-car garage waterfront pool home features 2, 382 sf of living area plus offers 70 ft of waterfrontage with concrete seawall and dock with water and electric.
As you step through the double door entry, you'll be greeted by an open floor plan with high ceilings, neutral decor, an abundance of natural light, plantation shutters throughout, a separate office providing quiet space for work or relaxation and a living room with large slider to the lanai, offering stunning waterfront views. The kitchen is a chef's delight, with custom cabinetry, granite counters and backsplash, stainless appliances, center island, breakfast bar, and a zero-corner slider in the casual dining area. The large family room boasts slider to lanai and a huge window with water views and a built-in mantle, perfect for entertaining.
The primary suite offers access to the lanai, a walk-in closet with organizers, and an ensuite with dual sinks, walk-in shower, extra cabinetry, and a laundry closet. The split bedroom plan provides plenty of privacy for guests, with decorative shelving in the guest bedrooms.
Step outside to the covered lanai and screened heated pool with a fountain feature, perfect for enjoying the Florida sunshine. The outside half pool bath and accordion hurricane protection on the lanai add convenience and peace of mind. The mature tropical landscaping creates a serene and private outdoor space.
This home also features retractable front door screen to enjoy cool breezes and an oversized garage with a workshop area, wall-mounted cabinets, and attic with pull-down steps for extra storage. Built one foot higher on grade than the flood plan requirement, this home offers additional peace of mind.
Nestled in a popular golf and boating community, this home is just minutes from the Yacht Club, Fishermen's Village, and the historic downtown area of Punta Gorda. Enjoy access to arts, community events, entertainment, world-class fishing, boating, fine dining, and beautiful parks, as well as easy access to the SWFL gulf beaches.
Don't miss the opportunity to be minutes from the harbor! Schedule your private showing today!
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RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Jumbo* |
30 Year Fixed-Rate Jumbo |
15 Year Fixed-Rate Jumbo |
|
---|---|---|---|
Loan Amount | $679,200 | $679,200 | $679,200 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 6.750% | 6.625% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.799% | 6.876% | 6.850% |
Monthly Tax Payment | $597 | $597 | $597 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $4,519 | $4,405 | $5,963 |
Total Monthly Payment | $5,208 | $5,094 | $6,652 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.