Rare opportunity to own a wonderful two bedroom two bathroom residence at the highly-coveted Trafalgar Court. An elegant and generously designed floor plan creates the perfect balance between living, dining and bedroom areas. A formal entryway offers a warm welcome to this home, before leading into the spacious living room complete with wood burning fireplace and a fantastic wall of windows. A perfect dining area for hosting flanks the separate windowed kitchen which is complete with ample counter space and storage. Positioned on the sun-filled south side of the building, both bedrooms are separated from the living area - with a second full bathroom being accessible from the hallway. The oversized primary bedroom features an updated en-suite, excellent closet space and an abundance of custom built in storage. The second bedroom can easily accommodate a Queen-sized bed - it currently functions as a home office with a queen-size murphy bed. Positioned mid-block between Lexington Avenue and Third Avenue, this rarely available residence presents an opportunity to call Carnegie Hill your home. Designed by Warren & Westmore and built in 1923, 161 East 90th Street was converted to a boutique 27 unit co-operative in 1980. Trafalgar Court features a brilliant live-in Superintendent, communal courtyard with a grill, laundry room (no fees), bike storage, childrens playroom and storage cages which are included with the apartment. The pristine lobby was just renovated and the elevator renovation is due to begin Summer 2024. A+ location in the middle of Carnegie Hill, with access to some of the best restaurants, shopping, Central Park, Museum Mile and 92nd Street Y. Convenient transport choices with 4/5/6 and Q Subway being moments away, in addition to many bus and Citibike options. Trafalgar Court permits 75% financing, pied-a-terre living, gifting, guarantors and is pet friendly.
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William Raveis Real Estate
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VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 347.223.0992
Sarah.Alvarez@Raveis.com
NMLS Mortgage Loan Originator ID 1880936
5/6 (30 Yr) Adjustable Rate Jumbo* |
30 Year Fixed-Rate Jumbo |
15 Year Fixed-Rate Jumbo |
|
---|---|---|---|
Loan Amount | $920,000 | $920,000 | $920,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 5.625% | 6.375% | 6.125% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.229% | 6.486% | 6.307% |
Monthly Tax Payment | $0 | $0 | $0 |
H/O Insurance Payment | $125 | $125 | $125 |
Initial Principal & Interest Pmt | $5,296 | $5,740 | $7,826 |
Total Monthly Payment | $5,421 | $5,865 | $7,951 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.