Presented byJackie Tellier |
Step into pure tranquility at this exquisite 1-bedroom, 1-bathroom retreat nestled in the heart of the Lake Champlain Islands! Meticulously renovated, this 864 sq. ft. seasonal cottage with lake views features a new 12’ x 36’ stick construction addition. The 1991 park model was fully gutted and renovated with 2x4 construction and truss roof, all glued and screwed. There is all new electrical wiring, systems, and plumbing throughout. The plumbing layout was set up for easy seasonal management. Upon entering, you’ll be greeted by a luminous living area, an inviting ambiance ideal for gatherings. Transition seamlessly into the dining space and a stunning kitchen, adorned with state-of-the-art appliances and sealed maple butcher block counters, both functional and stylish. A hallway leads to the spacious primary bedroom featuring a generous walk-in closet, ensuring ample storage for your comfort. Discover convenience in the thoughtfully designed 3/4 bathroom, complete with a stacked washer/dryer and designated folding area. This cottage is incredibly private and simple to maintain allowing you time to explore and relax. As part of the Apple Island community, you'll enjoy fantastic amenities including a saltwater pool, hot tub at the resort clubhouse, marina with boat launch and slips, and manicured 9-hole golf course. The annual lease amount is $7, 226. Apple Island Resort is open seasonally from 5/1 to 10/20.
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Our Executive Mortgage Banker:
Our Insurance Division:
$215,000
Sales Associate
William Raveis Real Estate
Phone: 508.344.4422
Jackie.Tellier@raveis.com
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 508.740.5922
Frank.Merola@raveis.com
NMLS Mortgage Loan Originator ID 1020051
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $172,000 | $172,000 | $172,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.250% | 7.125% | 6.250% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.932% | 7.282% | 6.498% |
Monthly Tax Payment | $13 | $13 | $13 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,173 | $1,159 | $1,475 |
Total Monthly Payment | $1,261 | $1,247 | $1,563 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.