Meticulously maintained 3 Bedroom, 2 Bathroom ranch home with an attached garage close to the convenience of commuter route 3. This home has level front and back yards, the front yard has updated vinyl privacy fencing, and the backyard is fully fenced, great for privacy, safety and pets! Enter via the covered front porch into the light and bright living room with large, recently replaced picture window, white brick fireplace and lovely hardwood floors that carry throughout to the 3 bedrooms. The eat-in kitchen has plenty of cabinet space with leathered granite countertops, chef grade electric range, and a bonus cabinet/counter combo with laminate top. Just off of the kitchen is the laundry room that accesses the sideyard and garage, this room has enough space to accommodate additional use like an in-home office or craft space. The one car garage has storage above and attic access. Enjoy your private fenced backyard from the deck or the patio! All the important things have been attended to in this move-in ready home!
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $383,920 | $383,920 | $383,920 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.250% | 7.125% | 6.250% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.932% | 7.282% | 6.498% |
Monthly Tax Payment | $567 | $567 | $567 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $2,619 | $2,587 | $3,292 |
Total Monthly Payment | $3,261 | $3,229 | $3,934 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.