Come and explore this charming Cape, nestled in a serene cul-de-sac within the esteemed Oyster River school district. Step inside to discover a spacious kitchen boasting ample counterspace, plenty of cabinets, and a quaint country-chic coffee station with open shelving. The kitchen flows into the dining room with a built-in hutch and plenty of windows to let the sun shine in. Also downstairs is a cozy family room with a propane fireplace, a bedroom, and full bathroom with laundry and storage. Upstairs, two generously sized bedrooms await, each offering plenty of closet and storage space, along with another full bathroom. The basement presents a finished bonus room with electric heat, as well as an unfinished area equipped with a workbench, storage shelves, and utility space. Enjoy the beauty of hardwood floors throughout the home, complemented by the peace of mind that comes with a new roof (2021) and a recently installed Buderus heating system (2021). Showings begin on 5/4 at OH Sat 11-1 and Sun 11-1.
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$489,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $391,200 | $391,200 | $391,200 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.375% | 7.125% | 6.375% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 8.011% | 7.308% | 6.644% |
Monthly Tax Payment | $644 | $644 | $644 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $2,702 | $2,636 | $3,381 |
Total Monthly Payment | $3,421 | $3,355 | $4,100 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.