Welcome to 15 Toby Circle! This beautiful, immaculate home has a warm and comfortable ambiance with all of the luxury and ease of living features you would anticipate. Enter from the welcoming porch or from the 2 car garage into an open mudroom with lovely built in storage. From there easily move into the open concept living, dining and kitchen rooms with plenty of space for cooking, dining with guests or sitting back and relaxing by the gas fireplace. Additionally, off the kitchen is a lovely sunroom room to soak in the warmth. Strategically separated down the hallway is the primary suite and second bedroom currently used for an office along with a full bathroom. The lower level walkout basement is beautifully finished with a large great room, bedroom and 3rd bathroom for excellent entertainment space or guest quarters. There is a security system and generator hookup for your safety and security as well. No age restrictions.
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William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $544,000 | $544,000 | $544,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.250% | 7.125% | 6.250% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.932% | 7.282% | 6.498% |
Monthly Tax Payment | $846 | $846 | $846 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $3,711 | $3,665 | $4,664 |
Total Monthly Payment | $4,649 | $4,603 | $5,602 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.