2024 UPGRADES include a NEW ROOF, NEW exterior paint, NEW flooring in two bedrooms, and more *** Access to TOP rated schools like Land O Lakes High School, An International Baccalaureate® World School! *** Exceptional 3, 205 sq. ft. home in the gated community of Lake Talia, offering a stunning partial pond view. This 4-bedroom, 3-bathroom residence features a spacious office, Florida room, study space, and a huge 3-car garage on one of the largest lots, with space for a pool. Enjoy NO CDD fees, NO flood insurance, and LOW HOA. The open floor plan is adorned with archways, columns, and crown molding, filled with natural light from sliding doors to the backyard. The kitchen boasts wooden and glass cabinetry, a panel-ready refrigerator, ample countertop space, and a large walk-in pantry. Adjacent is a spacious family room, perfect for gatherings. *** The master suite features a sitting area and glass sliding doors to the backyard. Its bathroom includes dual sinks, vanity space, a walk-in shower, and spa tub. Additional highlights include a home office, study area with built-in bookshelves, fully equipped laundry room, and three more bedrooms with two bathrooms. A large Florida room with glass sliding doors overlooks the private backyard and pond. *** THE COMMUNITY of Lake Talia offers abundant wildlife, scenic lakes, and friendly neighbors. Close to shopping, dining, easy access to I-75 and the Veterans Expressway. Downtown Tampa is less than 20 miles away, and Tampa International Airport is a quick 24. 5-mile drive. *** VIRTUAL TOUR: https: //listings. nextdoorphotos. com/vd/137212116
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Our Executive Mortgage Banker:
Our Insurance Division:
$625,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $500,000 | $500,000 | $500,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.375% | 6.990% | 6.250% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 8.011% | 7.171% | 6.538% |
Monthly Tax Payment | $318 | $318 | $318 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $3,453 | $3,323 | $4,287 |
Total Monthly Payment | $3,863 | $3,733 | $4,697 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.