"Exciting news! Now available in Littleton, there's a fantastic opportunity awaiting first- time homebuyers, savvy investors, or families looking to share a duplex adventure. Nestled conveniently in town, this charming 2-family home is a stone throw away from schools, playgrounds, and shopping galore. Each unit features 2 bedrooms, a full bathroom, and spacious dining and living areas. But wait, there's more! Sitting on a generous half-acre lot, there's ample space for endless possibilities - from children’s play areas to gardening havens. And here's the kicker: the third floor is just waiting for your creative touch. Imagine transforming it into a third apartment or extra living space - the options are endless! But that's not all. This gem comes with some serious upgrades: a brand-new roof and repointed chimney in 2022, not one but two electric water heaters installed in 2020, and recent updates including new carpet on the second floor in 2022, plus fresh kitchen and bathroom flooring, blinds, and paint in 2024. With so much to offer, this property is an absolute must-see on your list. Don't miss out on the chance to make this your new home or investment venture!"
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $247,200 | $247,200 | $247,200 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.375% | 6.990% | 6.250% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 8.011% | 7.171% | 6.538% |
Monthly Tax Payment | $355 | $355 | $355 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,707 | $1,643 | $2,120 |
Total Monthly Payment | $2,137 | $2,073 | $2,550 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.