Rare Find! Charming 5 room vinyl sided ranch with 1 car attached garage and water views from front and back yard. Enjoy the Keeney Drive Association beach and picnic area across the street for swimming, fishing, kayaking, canoeing, stand up paddleboarding, etc. Home features large living room with crown molding, propane fireplace, laminate floor, and view of lake. Sunny kitchen with skylight, ceramic tile countertop and backsplash, and new microwave, open to family room with vinyl floor, wainscoting, ceiling fan, and sliders to 20x19 patio. Primary bedroom with ceiling fan and engineered hardwood floor. 2nd bedroom with laminate floor. Newer full bath with wainscoting, bath surround, vanity, toilet, and tile floor 2017. Newer furnace and central air 2016. Hot water heater, well pump, and conversion from septic to city sewer 2013. Newer thermopane windows 2010, and roof 2009. Nice level fenced park-like yard. Quiet, peaceful location. Enjoy entertaining family and friends this summer. Excellent starter or retirement home!
Type | Description | Dimensions | Level |
---|---|---|---|
Bedroom 1 | 12X9 | Main | |
Family Room | Ceiling Fan,Vinyl Floor | 13X11 | Main |
Kitchen | Skylight | 11X11 | Main |
Living Room | Fireplace | 19X12 | Main |
Primary Bedroom | Ceiling Fan,Engineered Wood Floor | 12X11 | Main |
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Frank.Kolb@raveis.com
NMLS Mortgage Loan Originator ID 81725
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $255,920 | $255,920 | $255,920 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.250% | 7.125% | 6.250% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.932% | 7.282% | 6.498% |
Monthly Tax Payment | $306 | $306 | $306 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,746 | $1,724 | $2,194 |
Total Monthly Payment | $2,127 | $2,105 | $2,575 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.