This spacious, well-maintained home boasts a beautiful new kitchen, ductless cooling, and an oversized and lush yard. Two large bedrooms are located on the first floor, with a gigantic full bathroom between them. The primary bedroom has two closets and is big enough for additional seating or furniture. The new kitchen is bright and well-organized, with tons of storage and beautiful counters. You'll love the cozy fireplace in the living room, and the sunny screened-in porch is perfect for summer evenings. Upstairs is another large bedroom with a full bath and a generous closet. The rec room over the garage has a pool table and dry bar; what a great spot for entertaining or watching the game! The attached garage means you'll stay dry during rain showers and is large enough for your cars and all the bikes and kayaks. The 13, 000+ sq ft lot has room for gardening and play, and the large back deck and patio mean you can enjoy the outdoors in style. The basement has great potential and storage space, with the laundry and several clean and dry rooms. Located in a tree-lined neighborhood, Church Avenue is near Connecticut Beach and only 18 minutes south of downtown Providence. This beautiful home has a great layout and a super-sized yard in a quiet neighborhood.
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Our Executive Mortgage Banker:
Our Insurance Division:
$479,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 401.474.4879
Whitney.Rugg@raveis.com
NMLS Mortgage Loan Originator ID 7654
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $383,200 | $383,200 | $383,200 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.375% | 7.125% | 6.375% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 8.011% | 7.308% | 6.644% |
Monthly Tax Payment | $475 | $475 | $475 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $2,647 | $2,582 | $3,312 |
Total Monthly Payment | $3,196 | $3,131 | $3,861 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.