18120 Bayamon AVENUE, Polk City, FL, 33868 | $350,000

PRICE IMPROVEMENT! THE SEARCH IS OVER! You have FOUND YOUR SLICE OF PARADISE! QUIET COUNTRY LIVING ONLY 30 MINUTES TO DISNEY! With a LIGHT FILLED floor plan that lives big, this two bedroom two bath home will charm you the moment you step inside where you're greeted by the living room accented by volume ceilings, architectural nooks and arches plus a beautiful WOOD-BURNING STONE FIREPLACE. The heart of the home is the kitchen where you'll find a closet pantry, lots of cabinets, stone backsplash, cooking island, built-in oven and microwave and breakfast bar overlooking the living room plus a dining nook with a lovely bay window. The primary bedroom with French doors leading to the back porch also includes an en-suite bathroom with dual walk-in closets, walk-in shower, private lavatory and linen closet. The roomy second bedroom with fresh neutral colors is currently used as a sitting room. NO CARPET! Just easy care tile and contemporary wood laminate flooring throughout. Your double car garage will protect your cars from the Florida sun. Solid construction with pretty hardiboard siding that adds to the curb appeal and the private well and septic lowers utility bills. Set on 1. 4 acres, you can bring your big toys, horses, chickens, add a pool or a workshop or park your RV or boat because there's room to do it and NO HOA! Close to riding trails and state parks for nature lovers but close enough to get groceries delivered. Oh, AND for Disney employees, you don't have to take I-4 to get to Disney so even the drive is heavenly! SELLERS WILL CONSIDER HELPING WITH CLOSING COSTS and are offering a HOME WARRANTY valued up to $575! That's the kind of peace and serenity this home that has been filled with love since it was built can bring to you! So what are you waiting for? Call and make your appointment to see this one TODAY!

Features

  • Rooms: 6
  • Bedrooms: 2
  • Baths: 2 full
  • Lot Size: 165 x 377
  • Laundry: In Garage
  • Style: Contemporary
  • Year Built: 2008
  • Garage: 2-car
  • Heating: Central
  • Cooling: Central Air
  • Approx Sq. Feet: 1,387
  • Acreage: 1.41
  • Lot Size: 165 x 377
  • Est. Taxes: $1,240
  • Lot Desc: In County
  • Pet Policy: Yes
  • Appliances: Cooktop, Dishwasher, Dryer, Microwave, Refrigerator, Washer
  • MLS#: S5103994
  • Days on Market: 32 days
  • Website: https://www.raveis.com
    /prop/S5103994/18120bayamonavenue_polkcity_fl?source=qrflyer
This information is deemed reliable, but not guaranteed. The data relating to real estate displayed on this Site comes in part from the IDX Program of MFRMLS (My Florida Regional MLS DBA Stellar MLS). The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. (last updated 6/15/2024 11:17:09 AM)
Listing courtesy of BOBCAT REALTY GROUP INC   Phone: 321-624-8390

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Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 16953

917.838.7300

Melissa.Cohn@raveis.com

Our Executive Mortgage Banker:

  • Is available to meet with you in our office, your home or office, evenings or weekends
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Robert ReadeRegional SVP Insurance Sales, William Raveis Insurance

860.690.5052

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Our Insurance Division:

  • Will Provide a home insurance quote within 24 hours
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    Encompass, Travelers, Fireman's Fund, Middleoak Mutual, One Beacon and American Reliable

18120 Bayamon AVENUE, Polk City, FL, 33868

$350,000

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Melissa Cohn

RVP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 917.838.7300

Melissa.Cohn@raveis.com

NMLS Mortgage Loan Originator ID 16953

5/6 (30 Yr)
Adjustable Rate Conforming*
30 Year
Fixed-Rate Conforming
15 Year
Fixed-Rate Conforming
Loan Amount $280,000 $280,000 $280,000
Term 360 months 360 months 180 months
Initial Interest Rate** 6.750% 6.875% 5.875%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 7.737% 7.055% 6.120%
Monthly Tax Payment $103 $103 $103
H/O Insurance Payment $75 $75 $75
Initial Principal & Interest Pmt $1,816 $1,839 $2,344
Total Monthly Payment $1,994 $2,017 $2,522

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.