True pride of ownership on display here in this immaculate and pristine 2 Bedroom /2 Bathroom Ranch style home, nestled away on a dead-end street, in the heart of East Yonkers. This wonderful home boasts a beautiful enclosed front porch- with so many windows and natural light throughout. This charming home features a great size living room plus hardwood flooring throughout. The Eat-in-Kitchen has been updated over the years with granite tops, SS appliances and ceramic tile finish. The main bedroom is a great size, and the 2nd bedroom has ample closet space. The hall bathroom is in good condition and there is a Split Unit Central AC unit in the Kitchen. The first floor rounds out with an enclosed rear room with laundry access and a door out to the yard. The lower is perfect for your extended family- it's completely finished with a family room /Den, or 3rd bedroom because it has ample closet space too. It's complete with a full bathroom, storage and a utility room as well. The back yard is really private and serene- there is so much space to make it your own. truly a commuter's dream- just minutes to the metro north Train, buses, cross County shopping center, major parkways and 28 minutes to Manhattan. These super low taxes of $6500 make this a great place to call Home!!!
Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.
Our family of companies offer our clients a new level of full-service real estate. We shall:
To learn more about our credentials, visit raveis.com today.
Our Executive Mortgage Banker:
Our Insurance Division:
$529,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 347.223.0992
Sarah.Alvarez@Raveis.com
NMLS Mortgage Loan Originator ID 1880936
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $423,200 | $423,200 | $423,200 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.125% | 6.990% | 6.250% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.880% | 7.171% | 6.538% |
Monthly Tax Payment | $542 | $542 | $542 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $2,851 | $2,813 | $3,629 |
Total Monthly Payment | $3,485 | $3,447 | $4,263 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.