Presented byDanielle Smith |
Welcome to your dream ranch home in Stony Point! This charming 3 bedroom, 2 bathroom abode offers the perfect blend of comfort, convenience, and style. Step inside to discover an inviting open concept living room and kitchen area, bathed in natural light, creating a warm and welcoming ambiance for gatherings with friends and family. With sliders leading to a fully fenced level yard boasting a delightful paver patio, outdoor entertaining becomes effortless, whether it's a summer barbecue or a relaxing evening under the stars. Curb appeal is at its finest with this home, boasting a well-maintained exterior and lush landscaping that adds to its charm. You'll appreciate the convenience of driveway parking for 4 or more cars, ensuring ample space for all your vehicles and guests. Inside, the bright living area offers a cozy retreat, perfect for unwinding after a long day. The unfinished walkout basement presents endless possibilities, ready to be transformed into your ideal space, whether it's a home gym, workshop, or additional living area. The home also features an additional family room, providing even more space for relaxation and entertainment. Retreat to the primary suite, complete with an en suite bathroom, offering a private oasis where you can recharge and rejuvenate. Don't miss the opportunity to make this wonderful ranch home yours, where comfort, convenience, and potential converge to create the perfect living experience. Schedule your showing today and make your homeownership dreams a reality!
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Our Executive Mortgage Banker:
Our Insurance Division:
$525,000
Sales Associate
William Raveis Real Estate
Phone: 203.209.9710
Danielle.Smith@raveis.com
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 203.521.7207
Christine.Preston@raveis.com
NMLS Mortgage Loan Originator ID 90874
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $420,000 | $420,000 | $420,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.375% | 6.990% | 6.250% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 8.011% | 7.171% | 6.538% |
Monthly Tax Payment | $914 | $914 | $914 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $2,901 | $2,791 | $3,601 |
Total Monthly Payment | $3,907 | $3,797 | $4,607 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.