5295 Kernwood COURT, Palm Harbor, FL, 34685 | $934,900

Plenty of space to work from home in this meticulously maintained two-story pool home in one of Pinellas County's top school districts! Office on first floor has a closet and French doors so it can be used as a guest room or 5th bedroom! Stainless appliances and granite countertops in the remodeled, eat-in kitchen that features a cooktop on the island and a large walk-in pantry! Family room offers a wood-burning fireplace and sliders to the paved lanai! Separate dining room for entertaining! Primary suite includes French doors to a sitting area, perfect for reading or exercise, plus two walk-in closets! Updated primary bathroom includes separate sinks with counter cabinets, a glass-enclosed shower, and a luxury sunken tub for end-of-day relaxation! Bonus room with custom-built cabinets can be used as a home theater, office, guest room, gym or playroom! Second floor den/library also features custom wood cabinets! The outdoor kitchen features a propane grill, double burners, refrigerator and ice maker! The lanai has newer pavers plus a saltwater pool with recent Diamond Bright surface! Heated spa with new natural gas heater! Pool bath offers easy access from the lanai! Large inside laundry room with sink and refrigerator! Three car garage with attic access, peg board and cabinets! Newer waterproof luxury vinyl flooring and porcelain tile on the first floor! Newer carpeting on stairs and in the bedrooms! Newer roof (2019) and water heater (2022)! Downstairs AC-2012, upstairs AC-2022! Two programmable thermostats! CLEAN 4-point home inspection! Home warranty included for the first year!

Features

  • Amenities: Basketball Court, Playground
  • Rooms: 12
  • Bedrooms: 4
  • Baths: 3 full
  • Laundry: Inside
  • Year Built: 1997
  • Garage: 3-car
  • Heating: Heat Pump
  • Cooling: Central Air
  • Approx Sq. Feet: 3,558
  • Acreage: 0.28
  • Est. Taxes: $5,439
  • HOA Fee: $825 Semi-Annually
  • High School: East Lake High-PN
  • Pool: In Ground, Salt Water
  • Pet Policy: Yes
  • Appliances: Built-In Oven, Cooktop, Dishwasher, Disposal, Dryer, Electric Water Heater, Ice Maker, Microwave, Washer
  • MLS#: U8236700
  • Days on Market: 23 days
  • Website: https://www.raveis.com
    /prop/U8236700/5295kernwoodcourt_palmharbor_fl?source=qrflyer
This information is deemed reliable, but not guaranteed. The data relating to real estate displayed on this Site comes in part from the IDX Program of MFRMLS (My Florida Regional MLS DBA Stellar MLS). The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. (last updated 5/21/2024 8:47:08 AM)
Listing courtesy of COMPASS FLORIDA LLC   Phone: 727-339-7902

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Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 16953

917.838.7300

Melissa.Cohn@raveis.com

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5295 Kernwood COURT, Palm Harbor, FL, 34685

$934,900

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Melissa Cohn

RVP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 917.838.7300

Melissa.Cohn@raveis.com

NMLS Mortgage Loan Originator ID 16953

5/6 (30 Yr)
Adjustable Rate Jumbo*
30 Year
Fixed-Rate Jumbo
15 Year
Fixed-Rate Jumbo
Loan Amount $747,920 $747,920 $747,920
Term 360 months 360 months 180 months
Initial Interest Rate** 7.250% 6.875% 6.875%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 7.903% 7.014% 7.041%
Monthly Tax Payment $453 $453 $453
H/O Insurance Payment $92 $92 $92
Initial Principal & Interest Pmt $5,102 $4,913 $6,670
Total Monthly Payment $5,647 $5,458 $7,215

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.  The Total Monthly Payment does not include the estimated HOA/Common Charge payment.