Under contract-accepting backup offers. Welcome to your dream bungalow in the heart of North St. Pete! This charming home offers the perfect blend of modern updates and classic bungalow charm. This property boasts alley access, providing both privacy and convenience. The fully fenced yard ensures a secure space for relaxation and entertainment, while the covered carport offers protection for your vehicles. Step inside to discover a beautifully updated interior featuring new laminate flooring throughout. The kitchen shines with stainless steel appliances and ample cabinet space, making meal preparation a breeze. You'll find a convenient laundry room and storage area, adding functionality to your daily routine. The spacious bathroom has been tastefully updated. Outside, the cobblestone pavers in the backyard and driveway add a touch of charm and character to the outdoor space, perfect for enjoying the Florida sunshine. With a new AC (2023), roof installed in 2017 and newer windows, this home offers peace of mind and low maintenance living. Plus, the assurance of no flood insurance needed is a significant bonus. Don't miss out on this incredible opportunity to own a beautifully updated bungalow in North St. Pete! Schedule a private showing today before it's gone!
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Our Executive Mortgage Banker:
Our Insurance Division:
$280,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $224,000 | $224,000 | $224,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.125% | 6.990% | 6.250% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.880% | 7.171% | 6.538% |
Monthly Tax Payment | $179 | $179 | $179 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,509 | $1,489 | $1,921 |
Total Monthly Payment | $1,763 | $1,743 | $2,175 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.