Welcome to this charming Colonial home nestled in the heart of Medford. Boasting 4 bedrooms and 2 bathrooms, this property offers ample space for comfortable living. Lots of potential , allowing you to create the home of your dreams. Upon entry, you are greeted by a sense of warmth and character, with traditional colonial architecture lending an inviting atmosphere. The spacious layout encompasses a cozy living room, perfect for relaxation or entertaining guests, while the adjacent dining area provides an ideal setting for family meals and gatherings. The well-appointed kitchen awaits your personal touch, offering the opportunity to design a culinary space tailored to your tastes and preferences. With its ample cabinetry and countertop space, meal preparation will be a delight. Upstairs, you'll find the four generously sized bedrooms, each offering comfort and privacy for family members or guests. Completing this home is a full basement, offering additional storage space or the potential for further expansion, as well as a convenient one-car garage. Situated in the desirable community of Medford, this property enjoys proximity to local amenities, schools, parks, and transportation options, ensuring both convenience and a high quality of life. The . 23 separate vacant lot located directly behind the house is also for sale. Ideal for expansion or for potentially constructing an additional house.
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William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 347.223.0992
Sarah.Alvarez@Raveis.com
NMLS Mortgage Loan Originator ID 1880936
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $495,200 | $495,200 | $495,200 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.750% | 6.875% | 5.875% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.737% | 7.055% | 6.120% |
Monthly Tax Payment | $1,000 | $1,000 | $1,000 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $3,212 | $3,253 | $4,145 |
Total Monthly Payment | $4,304 | $4,345 | $5,237 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.