Presented byNikki Howell |
Lovingly maintained three bedroom, two bath ranch home on a quiet cul-de-sac in the Halesite area of Huntington. The entry foyer featuring custom woodwork opens to the spacious light and bright living room that flows into the formal dining room. The eat in kitchen has wood cabinetry, some updated appliances, pantry space and is open to sitting area/den space with a wood-burning fireplace and sliders to the back brick patio. Follow the hallway to the primary bedroom with ensuite full bathroom, two additional bedrooms and a full hall bathroom with skylight. The basement includes a large space with a billiard table, separate room for laundry and utilities, and additional storage space throughout. The brick patio offers privacy, surrounded by a large cherry blossom and other custom landscaping. Updates and features: new hot water heater 2021, new cesspool and overflow 2023, updated gas burner 2014, inground sprinklers, central air one zone updated 2018, gas heat one zone, two car garage, custom woodwork throughout, wood floors under all carpets and more! Close to local town beaches, downtown Huntington Village, Huntington Harbor and access to LIRR trains. Make this special home your own!!
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Our Executive Mortgage Banker:
Our Insurance Division:
$699,000
Sales Associate
William Raveis Real Estate
Phone: 248.303.2732
Nikki.Howell@raveis.com
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 508.944.8218
Bob.Flynn@raveis.com
NMLS Mortgage Loan Originator ID 6314
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $559,200 | $559,200 | $559,200 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.375% | 6.990% | 6.250% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 8.011% | 7.171% | 6.538% |
Monthly Tax Payment | $1,173 | $1,173 | $1,173 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $3,862 | $3,717 | $4,795 |
Total Monthly Payment | $5,127 | $4,982 | $6,060 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.