This is the heart-of-East-Rock "forever home" you've been waiting for! Easy walk to Yale, downtown, East Rock Park, Peabody Museum, Music Together, Yale Playgroup, many fine shops & restaurants. Around the corner from East Rock Biking Group meet-up at P&M Market. For commuters, a 2-min drive to I-91/I-95. Architect-renovated 3-story, 4-5-BR, 2. 5 bath 2700+ sq ft owner's unit is a mansion unto itself, graced with gorgeous hardwood, stained glass windows, copper trim and other exquisite details. 1st floor front room is part of owner's unit, offering home office or 1st floor BR space w/private entrance. On the expansive 2nd floor, open-flow bookshelf-lined living room leads to a huge dining room made for parties, lovely kitchen w/oversized pantry areas (+ high-power appliances that make cooking for those parties a breeze!), sun room, sitting room/study/small BR, half-bath, and a primary bedroom suite with ensuite full bath + dressing room. 3rd floor features 2 more large bedrooms, another full bath, & some fun reading nooks/study areas. Quality storm windows + dual furnace set-up for owner's unit allows efficient, super-cozy heat. 3-BR, 1. 5 bath tenant unit on back 2/3 of 1st floor generates $2800/month in income, or offers perfect space for a multi-generational family. Note side door for tenants has its own address (60 Cottage). Unfinished full-height basement is clean & dry, ready to be finished out if more space were ever needed. Come make this stunning home yours! Improvements are coming to Orange Street! Plans are in the works to widen sidewalks to reduce traffic/noise & improve outdoor dining. This great neighborhood will get even better to live in!
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NMLS Mortgage Loan Originator ID 81725
5/6 (30 Yr) Adjustable Rate Jumbo* |
30 Year Fixed-Rate Jumbo |
15 Year Fixed-Rate Jumbo |
|
---|---|---|---|
Loan Amount | $719,600 | $719,600 | $719,600 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.125% | 6.875% | 6.500% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.430% | 6.977% | 6.664% |
Monthly Tax Payment | $1,493 | $1,493 | $1,493 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $4,372 | $4,727 | $6,268 |
Total Monthly Payment | $5,957 | $6,312 | $7,853 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.