It's all about the location and this one checks off the boxes. Located in the downtown Historic District of Milford, it does not get any better! Walking distance to shops, restaurants, harbor or to even grab the train into the city. As soon as you walk up to the front porch you will be absolutely charmed by this two bedroom colonial. This home has clapboard siding, updated applianced kitchen on wood floor, formal living and dining room with wood floors throughout the main level. Natural wood work abounds in this extremely warm and cozy story book home. Newer roof, windows, furnace. Solar panels have been in place since 2015 and the monthly payment is only $71. 00. The average electric bill is about $50. 00. Outside is great for entertaining or just relaxing. Off-street private parking with a two car garage. You will not want to miss out on this one so don't delay in taking a look. Perfect home for starting out or slowing down. Highest and Best by 6: 00 Friday Evening.
Type | Description | Dimensions | Level |
---|---|---|---|
Bedroom 1 | Wall/Wall Carpet | 14X9.3 | Upper |
Den | Hardwood Floor | 10.9X11.5 | Main |
Dining Room | Hardwood Floor | 14X11.5 | Main |
Full Bath | Parquet Floor | 9X5 | Upper |
Kitchen | Hardwood Floor | 13.9X10.6 | Main |
Living Room | Ceiling Fan,Hardwood Floor | 17.5X14 | Main |
Primary Bedroom | 14X11.2 | Upper |
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NMLS Mortgage Loan Originator ID 81725
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $299,920 | $299,920 | $299,920 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.125% | 6.990% | 6.250% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.880% | 7.171% | 6.538% |
Monthly Tax Payment | $559 | $559 | $559 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $2,021 | $1,993 | $2,572 |
Total Monthly Payment | $2,655 | $2,627 | $3,206 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.