Charming and Spacious Co-op Apartment in Prime White Plains Location Cash Deals Preferred for a Swift Sale Discover the perfect blend of comfort and convenience in this beautifully presented 2-bedroom, 1. 5-bathroom cooperative apartment nestled in the heart of White Plains, NY. This exceptional residence offers a harmonious balance of charm and practical living spaces, making it an ideal choice for those seeking a serene yet vibrant lifestyle. Featuring a total of 4 well-appointed rooms, each space within the apartment has been thoughtfully designed to maximize both form and function. The two generously sized bedrooms offer a peaceful retreat from the bustling city life, while the 1. 5 baths provide convenience and ease for both residents and guests alike. The living areas are bathed in natural light, creating a warm and inviting atmosphere that welcomes you home. Whether you're entertaining guests or enjoying a quiet night in, the versatile living spaces cater to all aspects of daily life. The apartment's layout is perfectly suited for those who appreciate an open yet intimate living environment. Located just moments away from bustling downtown White Plains, this apartment offers the perfect mix of suburban tranquility and urban convenience. Enjoy easy access to a variety of shopping, dining, and entertainment options, as well as seamless connectivity to New York City and beyond. This property represents a fantastic opportunity for cash buyers looking for a swift and straightforward transaction. Don't miss your chance to own a piece of White Plains in a sought-after cooperative community. Schedule a viewing today and take the first step towards making this beautiful apartment your new home.
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VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 347.223.0992
Sarah.Alvarez@Raveis.com
NMLS Mortgage Loan Originator ID 1880936
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $78,400 | $78,400 | $78,400 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.250% | 6.990% | 6.250% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.945% | 7.171% | 6.538% |
Monthly Tax Payment | N/A | N/A | N/A |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $535 | $521 | $672 |
Total Monthly Payment | $610 | $596 | $747 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.