This delightful 2-bedroom, 1-bathroom home is nestled in a prime location, just a short distance from scenic intercoastal sunsets and the popular Pinellas Trail. You're also a quick drive away from pristine beaches and vibrant downtown Dunedin! This home has been thoughtfully updated, featuring a fully renovated kitchen and bathroom. The new tile flooring throughout adds a modern touch, and the inclusion of a washer and dryer makes it truly move-in ready. The oversized pet-friendly backyard is another standout feature! The construction is solid, with sturdy block walls and a durable metal roof, ensuring longevity and minimal maintenance. Additional security and durability are provided by impact-resistant windows and a reinforced garage door. Furthermore, the property is located in non-flood zone area X, making it perfect for those seeking low-maintenance, affordable home ownership or a smart investment opportunity. The unincorporated city zoning allows for flexibility, including parking for RVs, boats, or other recreational vehicles, offering you the freedom to enjoy your hobbies and toys. Schedule your showing today and make this home your own!
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Our Executive Mortgage Banker:
Our Insurance Division:
$297,900
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $238,320 | $238,320 | $238,320 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.500% | 7.125% | 6.375% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 8.051% | 7.295% | 6.623% |
Monthly Tax Payment | $328 | $328 | $328 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,666 | $1,606 | $2,060 |
Total Monthly Payment | $2,069 | $2,009 | $2,463 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.