West Dennis Year round beach home at 15 South Village Circle featuring two bedrooms, 2 full baths, living room, Family room with pull out, kitchen with all appliances. Vaulted cathedral ceiling with sky-light plus solid cherry cabinets with quartz counters. 1st floor laundry, natural gas warm air furnace provides heat and all ready to add compressor for AC. Ist offering for sale family has owned the property since 1983 and the home was completely rebuilt in 2008. Home is in pristine condition. Nicely landscaped yard for family fun and those summer barbecues. The lot is spacious having 8712 SF. You can walk to South Village beach only (4 tenths mile) and enjoy the warm waters of Nantucket sound. You can launch a kayak in Swan River and catch Striped Bass and Blue Fish right off South Village Beach. Title V sanitary system was newly installed in 2008 when home was re-contsructed and now has passed. The property taxes for 2024 are $2474 (pay $618. 50 every quarter). Don't miss this fine West Dennis vacation home.
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Frank.Kolb@raveis.com
NMLS Mortgage Loan Originator ID 81725
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $476,000 | $476,000 | $476,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.500% | 7.125% | 6.375% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 8.051% | 7.295% | 6.623% |
Monthly Tax Payment | $206 | $206 | $206 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $3,328 | $3,207 | $4,114 |
Total Monthly Payment | $3,626 | $3,505 | $4,412 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.