Presented byJohn Egan |
2nd floor 1BR unit located in the sought-after Interlaken Gardens is ready for you to come and renovate! The kitchen offers room for a small table to serve as an eat-in kitchen or more cabinetry. Hardwood Floors as seen throughout. The board requires the owner to have floor with 80% rug coverage. The bedroom is large enough for a king bed with a large closet. Enjoy doing laundry in your unit. Maintenance includes heat, hot water, con ed, and taxes. No dogs are allowed (except service or therapy dogs). Cats are permitted, 2 per apartment. Smoking is prohibited inside units. Interlaken has been a smoke-free Cooperative since 2007. The unit is located on the second floor. Wait list for garage fee $85, outside parking $55, and Cable is $33. 97. Minutes to bus, train, shopping, and restaurants. Shareholders enjoy a private beachfront at Lake Innisfree which provides opportunities to swim, sail/row, fish, or just relax in the sun or under shady trees. Residents can also join Lake Isle golf/tennis/pool with separate membership and fee. Numerous upgrades have been made to the common grounds and the lakefront picnic area and playground. CREDIT SCORE 720+, DTI 28%-32%. Must put 20% down. This unit and mechanicals in the unit are all "as is" which reflects list price.
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$180,000
Luxury Properties Specialist
William Raveis Real Estate
Phone: 239.300.8779
John.Egan@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $144,000 | $144,000 | $144,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.375% | 6.990% | 6.250% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 8.011% | 7.171% | 6.538% |
Monthly Tax Payment | N/A | N/A | N/A |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $995 | $957 | $1,235 |
Total Monthly Payment | $1,070 | $1,032 | $1,310 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.