Welcome to your slice of paradise in Smallwood, New York! This charming A-frame style home, built in 1984, offers the perfect blend of comfort and tranquility. Step inside to discover brand new luxury vinyl hardwood floors that gleam under the natural light, framing breathtaking views that greet you from every angle. As you dine in the cozy kitchen, your eyes will wander to the scenic vista beyond, creating an ambiance of serenity and relaxation. This home conveniently offers a bedroom on the main floor while two bathrooms provide comfort and practicality. Ascend to the loft area, where you'll find a spacious second bedroom, offering privacy and versatility. Whether you choose to unwind on the deck in the back, or sip your morning coffee on the front porch, you'll be surrounded by the sights and sounds of nature, creating the perfect backdrop for quiet contemplation or lively conversations. Living in this lake community grants you access to a world of recreational opportunities, with boating, hiking trails, waterfalls, and the shimmering waters of the lake just a short stroll away. For those seeking entertainment and cultural experiences, indulge in dining with panoramic views, visit the Bethelwoods Arts Center, or explore the historic site of the original Woodstock festival. If you're feeling lucky, Resort World Catskills and Monticello Raceway await, offering excitement and thrills. And for a day of fun, the Kartrite Waterpark promises laughter and memories to cherish. Alternatively, if you're in the mood for a day or wellness, Award Winning Yo1 Wellness Spa is a short drive away. Don't miss your chance to call this enchanting retreat your home. Experience the epitome of country living and start creating unforgettable moments in Smallwood, New York.
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Our Executive Mortgage Banker:
Our Insurance Division:
$285,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 347.223.0992
Sarah.Alvarez@Raveis.com
NMLS Mortgage Loan Originator ID 1880936
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $228,000 | $228,000 | $228,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.250% | 6.990% | 6.375% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.945% | 7.159% | 6.623% |
Monthly Tax Payment | $372 | $372 | $372 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,555 | $1,515 | $1,970 |
Total Monthly Payment | $2,002 | $1,962 | $2,417 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.