Nestled in a sought-after gated community in Winter Springs, this charming 3-bedroom, 2-bath home comes with a refreshing pool and pond view. Boasting 1995 sqft of living area, there's ample space for everyone to unwind. The kitchen boasts generous cabinet and counter space, featuring soft push doors and drawers for added convenience. Upgraded stainless-steel appliances such as the stove and microwave lend a modern feel to the kitchen. Start your day with breakfast or entertain guests at the elevated bar counter. The open floor plan seamlessly connects the kitchen, dining room, and family room, ensuring you stay engaged with loved ones. Enjoy privacy and tranquility with the split bedroom layout. The primary suite offers a spacious retreat measuring 19x13 square feet and an amazing walk-in closet. Relax in the bathroom with double sinks, a shower, and a garden tub. Each bedroom includes a walk-in closet. The laundry room is equipped with built-in cabinets and a utility sink for added functionality and ease.
Just a short distance from the Winter Springs Town Center, you'll enjoy convenient access to a range of shopping and dining choices. Nature lovers will appreciate the nearby Cross Seminole Trails, which provide 23 miles of scenic trails and natural beauty to discover. This home is in a desirable location zoned to the highly rated Seminole County Schools, offering a complete package.
HUD Case Number #094-588710 Property is HUD owned & subject to HUD rules. FHA eligibility - Insured. Sold As-Is, no post-contract repairs or credits. Buyer to independently verify square footage and all measurements, condition, and HOA information if any. The buyer is responsible for activating utilities for inspection. Investors must complete inspections prior to bidding.
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RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $384,000 | $384,000 | $384,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.500% | 7.125% | 6.375% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 8.051% | 7.295% | 6.623% |
Monthly Tax Payment | $186 | $186 | $186 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $2,685 | $2,587 | $3,319 |
Total Monthly Payment | $2,946 | $2,848 | $3,580 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.