Welcome to your future home! The cheerful 2 bedroom, 2 bath home is located in South Lakeland conveniently located near all shopping and dining needs, yet in a country-like setting! The active 55+ community of the Colonnades has much to offer, as does this beauty your about to step in to! When you pull up to the home you will notice the 2 car garage that has sliding screen doors installed making it perfect for fresh air all year around. From the front walkway you’ll enter the covered front porch front that’s perfect for sipping your morning coffee and listening to the birds sing. The large living room has space nestled in the front for a small seating area to cozy up and read a good book or catch up with a friend! The tube skylight in the livingroom is a plus for letting in more natural light and the open concept to the living room and dining room is perfect for entertaining guests and gives a vast, yet comfortable feel! The kitchen has ample countertop and cabinet space, granite countertops, and access to the laundry room. The master bedroom has walk-in closets, en suite bath with a walk-in shower, and a view into your back lanai. The back yard has a large attached screen porch with tile flooring and outdoor barbecue space with concrete pad. The home has many perks, including all new windows in the last 2 years, 4 new exterior doors installed the same time as windows, and the roof is 3 years old. The AC was replaced in August 2018 and faithfully serviced every year. This is truly such a cozy home And is waiting for someone just like you!
While you are in the community, as you take a look around you’ll notice the well manicured properties, maintenance is included in the HOA fee, as well as cable and Internet. Be sure to stop and take a look around the clubhouse and the Olympic size pool around to the back. A separate bath house next to the pool also includes a sauna, spa, shuffleboard courts, fitness room. Have family and friends gather on the common property for barbecue, or just come sit and relax on the gazebo or the dock that overlooks the pond and enjoy the view! The Colonnades is an active community with bingo nights, a billiards room, a card room, and pool aerobics to name a few. The residents gather for many dinners, holiday concerts, playing cards, and golf each week. There is something for everyone to enjoy!
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Our Executive Mortgage Banker:
Our Insurance Division:
$280,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $224,000 | $224,000 | $224,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.375% | 7.125% | 6.375% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 8.011% | 7.308% | 6.644% |
Monthly Tax Payment | $129 | $129 | $129 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,547 | $1,509 | $1,936 |
Total Monthly Payment | $1,751 | $1,713 | $2,140 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.