Check out this wonderful home in the age restricted community of Timber Oaks! Set on a beautiful street with a large front patio and shaded back yard, you will fall in love with this house! Move right in or do some updating, either way you cannot go wrong. The roof is brand new so you can mark that off the list! You will enjoy the benefits of having a large covered entryway leading you to the double doors! Convenient coat closet inside the doors. The living room is spacious, plenty of room for your comfy couch and loveseat or recliners! Not only is there a dining area, there is also enough room in the kitchen for a small dinette or pub table. The kitchen has double sink, dishwasher, disposal, cold refrigerator. There is even a pass-thru window to the Florida Room! You can get to the open back yard through the Florida Room. There are rear neighbors but they are not right on top of you here. The primary bedroom has a large walk-in closet and private bathroom! The commode and shower are in their own room. There is a pleasant back yard view out the window. The guest bedroom is closer to the kitchen and just outside is a linen closet and guest bathroom with tub. Grab bar is already installed.
A/C was replaced in 2021. Roof 2024! There is a 2 car garage for your vehicles and/or all your tools. The laundry room is in the garage. There is also attic access using the pull down ladder. Convenient!
At Timber Oaks you can enjoy the Florida lifestyle without all the work. Your low yearly HOA fee includes use of the pool, fitness center and all the other regular amenities Timber Oaks has to offer! Timber Oaks is pet friendly and you can have up to 2 pets in your home. If you are looking for an investment property please note that you must own the home 2 years prior to renting. This house is in a great location; just a short drive to Publix, Aldi and more!
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RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $188,000 | $188,000 | $188,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 6.875% | 5.875% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.815% | 7.055% | 6.120% |
Monthly Tax Payment | $243 | $243 | $243 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,251 | $1,235 | $1,574 |
Total Monthly Payment | $1,569 | $1,553 | $1,892 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.