2016 Built, 2 bedroom, 2 bath standalone Craftsman style ranch, model (Derek) is located in the desirable Chapman Chase community (PUD) Windsor Locks with a 2 car attached garage. Upon entering into this impeccably maintained home notice the open concept floor plan with lots of natural light. Living room has high ceilings, motorized custom blind on front window. Natural gas log fireplace with custom built-in shelves on either side as a focal point of room. Perfect to cozy up on those chilly nights. Spacious kitchen has ample shaker style cabinetry, granite countertops, tile backsplash, under cabinet lighting, recessed lighting, stainless steel appliances, center large island, open dining area that leads onto a 3 season enclosed room for additional space for you to enjoy casual dining, reading or just a morning cup of coffee. Primary bedroom suite offers a nicely size bedroom, with walk-in closet, pocket door leads you into your private full bath, walk in shower, title floor for added privacy and convenience. The second bedroom offers flexibility for a guest room, home office, or a hobby space with lots of natural light depending on your needs. First floor large laundry room completes this main level home. Natural gas, with on-demand hot water heater, C/air. Enjoy your covered front porch with railings and trex decking. Full unfinished basement with high ceilings. Low HOA fees $270 per month with NO age retractions, and all grounds maintenance is included in your HOA fee.
Type | Description | Level |
---|---|---|
Bedroom 1 | Ceiling Fan,Wall/Wall Carpet | Main |
Dining Room | Combination Liv/Din Rm,French Doors,Engineered Wood Floor | Main |
Full Bath | Granite Counters,Tub w/Shower,Tile Floor | Main |
Kitchen | Granite Counters,Dining Area,French Doors,Island,Engineered Wood Floor | Main |
Living Room | Book Shelves,Ceiling Fan,Combination Liv/Din Rm,Gas Log Fireplace,Engineered Wood Floor | Main |
Primary BR Suite | Ceiling Fan,Full Bath,Stall Shower,Walk-In Closet,Wall/Wall Carpet,Tile Floor | Main |
Sun Room | Ceiling Fan,French Doors,Composite Floor | Main |
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NMLS Mortgage Loan Originator ID 81725
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $340,000 | $340,000 | $340,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.125% | 6.990% | 6.250% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.880% | 7.171% | 6.538% |
Monthly Tax Payment | $410 | $410 | $410 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $2,291 | $2,260 | $2,915 |
Total Monthly Payment | $2,776 | $2,745 | $3,400 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.