***NEW PRICE IMPROVEMENT - SELLER IS MOTIVATED!!*** This home also has an ASSUMABLE VA LOAN - contact Seller's Agent for more info!! Welcome to your new, spacious home in the beautiful community of Vista Palms! This home features 4 generously-sized bedrooms, 2 bathrooms, and a grand foyer that leads to a wide-open combined Great Room, Kitchen and Dining room. The floorplan is a split-bedroom plan that has the Master Suite secluded towards the back of the home, with a large Master Bedroom and a huge Master Bathroom. The Bathroom features a large walk-in, tiled shower, two vanities, a separate toilet room, and a VERY generously-sized closet with a built-in closet organization system. The main living areas of the home feature ceramic tile flooring, while the Bedrooms are finished with a very nice wood laminate flooring. The Kitchen is a chef's dream with a center island that will accommodate seating, lots of cabinet storage, a walk-in pantry, and upgraded stainless-steel appliances. The Dining area is located off of the Kitchen and will allow for a large dining table to seat 6-8 guests. There is a lot of natural lighting available as the back of the house is all windows and has french doors that lead out to the sunny lanai and fenced-in yard. The home also features a 2-car Garage. AND, an added bonus includes a whole-home solar system, which helps to reduce the current owners' electric bill to an average of $25 per month!! The Solar System will be paid in full by the Sellers with the right offer. Plus, there is a water softening/ purification system for the home too! And, the HOA fees include yard maintenance too. Upgrades throughout the house make it the perfect place to call home! The community of Vista Palms is a highly-sought-after community in the heart of Wimauma, in the area known as South Shore. There are many activities located within the community, including a fitness center, community pool, sports courts and walking trails. The community is conveniently located off Hwy 301 and Hwy 674, just minutes from I-75, for quick access to Tampa, Sarasota, and Orlando! Come take a look today and find your new home here!!
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William Raveis Mortgage, LLC
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Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $287,920 | $287,920 | $287,920 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.250% | 7.125% | 6.250% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.932% | 7.282% | 6.498% |
Monthly Tax Payment | $521 | $521 | $521 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,964 | $1,940 | $2,469 |
Total Monthly Payment | $2,560 | $2,536 | $3,065 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.