This home is the very definition of “Old Florida” with its calming charm and stunning open water views and semi-private beach. Imagine waking up in the morning to sounds of seagulls soaring over the house and gulf. Pour yourself a cup of coffee and sit on the spacious balcony while you watch the dolphins play in the backyard. The oversized double lot situated on the private drive affords you tons of privacy so you can truly relax and unplug. The house is a “Florida Cracker” Style home built on pilings giving it the feel of the Keys without the isolation since shopping and tons of restaurants are only a few minutes away. 2 bedrooms with 2 bathrooms, a wrap-around porch, tons of covered outdoor living area on the ground floor, and a screened porch off the living room. The floorplan is bright and cheery with wood flooring, a spacious living room with French doors to the kitchen and primary bedroom where there are gulf views through the picture windows. The cozy kitchen is complete with closet pantry, table space and stainless appliances. Spacious bedrooms have large closets. Top floor bathroom includes 2 linen closets, full bath with tub/shower. Ground floor is composed of a one car garage, tiled floors throughout, storage closets, bathroom with shower and laundry room. 126' concrete seawall overlooking the sandy beach. Pine Island's public beach and park is just a stroll away with a park, playground, and wonderful snack shack. . For those who join the optional HOA, there is a private boat ramp with direct access to the gulf. This home just won’t last as it is truly one of a kind.
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Our Executive Mortgage Banker:
Our Insurance Division:
$1,325,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Jumbo* |
30 Year Fixed-Rate Jumbo |
15 Year Fixed-Rate Jumbo |
|
---|---|---|---|
Loan Amount | $1,060,000 | $1,060,000 | $1,060,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.250% | 7.000% | 7.000% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.903% | 7.141% | 7.167% |
Monthly Tax Payment | $1,146 | $1,146 | $1,146 |
H/O Insurance Payment | $125 | $125 | $125 |
Initial Principal & Interest Pmt | $7,231 | $7,052 | $9,528 |
Total Monthly Payment | $8,502 | $8,323 | $10,799 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.