Offer deadline 04/29/2024 11 AM. This true New Englander style design has a symmetrical front entrance with four windows flanking the front door and two windows up, yet the asymmetrical intersecting gabled roof lines gives the home interest. Enjoy the classic elegance and heating efficiency of the Living room’s Rumford fireplace, wood floors throughout, open kitchen and family/den area with built-ins, and formal dining room. All three bedrooms are upstairs and there an office/exercise room off the primary bedroom. The bathroom has a claw foot tub, which is great for soaking. The desirable location with sidewalks makes this an easy walk to downtown, still the mature landscaped yard, grape arbor, and garden area provides a secret garden feel. There is a deep side porch and an attached 1-car garage. This home exudes historic character while providing ample opportunities for modern living.
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $283,920 | $283,920 | $283,920 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.375% | 6.990% | 6.250% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 8.011% | 7.171% | 6.538% |
Monthly Tax Payment | $529 | $529 | $529 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,961 | $1,887 | $2,434 |
Total Monthly Payment | $2,565 | $2,491 | $3,038 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.