Welcome to 413 David St, a delightful 3-bedroom, 2-bathroom single-family home located in the vibrant community of Winter Springs, Florida. This property offers a seamless blend of comfort and potential, ideal for growing families or those seeking a peaceful suburban lifestyle. The residence features tile flooring throughout, including the living room, dining area, and all bedrooms, ensuring durability and ease of maintenance. The kitchen is well-appointed with wooden cabinets, brown granite countertops, and stainless steel appliances, creating a functional and attractive space for meal preparation. The master suite is a true retreat, complete with a large walk-in tiled shower and direct backyard access, enhancing the home's indoor-outdoor flow. Outside, the home features a cement patio leading to a grassy fenced-in backyard, perfect for private gatherings and outdoor activities. Additional features include a single-car garage with an electric opener and a long driveway for extra parking. HVAC system was replaced just 4 years ago, providing comfort and peace of mind for years to come. Located just minutes from the Winter Springs Town Center, this home provides easy access to shopping, dining, and entertainment options, along with proximity to major highways for convenient commuting.
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Our Executive Mortgage Banker:
Our Insurance Division:
$325,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $260,000 | $260,000 | $260,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.375% | 7.125% | 6.375% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 8.011% | 7.308% | 6.644% |
Monthly Tax Payment | $277 | $277 | $277 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,796 | $1,752 | $2,247 |
Total Monthly Payment | $2,148 | $2,104 | $2,599 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.