This spacious 2-bedroom, 1-bath co-op gem is ready for you! With three exposures, it offers plenty of natural light and beautiful views. The large sunny living room, with a bay window and Southern and Western exposures overlooking tree-lined Garth Rd, is sure to be a favorite spot. Hardwood floors add to the charm, and the arched opening leading to the dining room creates an inviting, open feel. The fully renovated bathroom has a spa like feel, while the walk-thru kitchen with granite counters and a window for ventilation makes cooking a breeze. Both bedrooms are generously sized and overlook a manicured courtyard, offering peaceful retreats. Accessibility is a plus with a NO STEP entry from a side ramp, and laundry conveniently located in the same building. MAINTENANCE INCLUDES GAS AND ELECTRIC, and the complex features amenities like Cablevision, Direct TV, and Verizon FIOS. Situated close to Scarsdale Village and Garth Road's restaurant row, residents have easy access to Westchester's newest dining hot spots, as well as the renowned Scarsdale Metro North train, providing a quick 30-minute commute to Grand Central Terminal. Free permit parking for Garth Rd, Grayrock Rd, and the resident lot adds to the convenience. Plus, residents have the opportunity to join the Town's Lake Isle Park, featuring golf, 8 tennis courts, and 5 swimming pools, including a 50-meter Olympic Pool with eight racing lanes. And for outdoor enthusiasts, the Bronx River Trail offers excellent opportunities for walking and biking.
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Our Executive Mortgage Banker:
Our Insurance Division:
$349,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 302.293.7433
Brian.Shahwan@raveis.com
NMLS Mortgage Loan Originator ID 2166562
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $279,200 | $279,200 | $279,200 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.250% | 6.990% | 6.000% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.945% | 7.159% | 6.286% |
Monthly Tax Payment | N/A | N/A | N/A |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,905 | $1,856 | $2,356 |
Total Monthly Payment | $1,980 | $1,931 | $2,431 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.