1502 Alfonso LANE, Lady Lake, FL, 32159 | $315,000

The Sumter Landing neighborhood is another great retreat nestled between two vibrant areas. The corner cul-de-sac location with shade and a pond nearby adds to its charm. A split floor plan with three bedrooms and two baths offers comfortable living, while the convenience of an inside laundry room and a two-car garage makes daily tasks easier. The small private screened lanai sounds like a perfect spot to relax and enjoy the surroundings.

With laminate flooring throughout, cleaning becomes hassle-free, and the relatively young roof of 12yrs and a 2yr old air conditioning system provide peace of mind. The area's popularity and the home's appealing features suggest it won't stay on the market for long. Plus, with association fees covering trash and sewer for less than $138 a month, it's a great value proposition. Sounds like a wonderful place to call home!

Features

  • Rooms: 9
  • Bedrooms: 3
  • Baths: 2 full
  • Laundry: Inside, Laundry Room
  • Year Built: 1993
  • Garage: 2-car
  • Heating: Central
  • Cooling: Central Air
  • Approx Sq. Feet: 1,392
  • Acreage: 0.18
  • Est. Taxes: $3,268
  • HOA Fee: $138 Monthly
  • Lot Desc: Corner Lot, Cul-De-Sac
  • Pet Policy: Yes
  • Appliances: Dishwasher, Electric Water Heater, Microwave, Range, Refrigerator
  • MLS#: OM677501
  • Days on Market: 24 days
  • Website: https://www.raveis.com
    /prop/OM677501/1502alfonsolane_ladylake_fl?source=qrflyer
This information is deemed reliable, but not guaranteed. The data relating to real estate displayed on this Site comes in part from the IDX Program of MFRMLS (My Florida Regional MLS DBA Stellar MLS). The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. (last updated 5/23/2024 7:32:08 PM)

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Frank MerolaVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 1020051

508.740.5922

Frank.Merola@raveis.com

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1502 Alfonso LANE, Lady Lake, FL, 32159

$315,000

Karen Quinn

Sales Associate

William Raveis Real Estate

Phone: 508.246.8642

Karen.Quinn@raveis.com

Frank Merola

VP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 508.740.5922

Frank.Merola@raveis.com

NMLS Mortgage Loan Originator ID 1020051

5/6 (30 Yr)
Adjustable Rate Conforming*
30 Year
Fixed-Rate Conforming
15 Year
Fixed-Rate Conforming
Loan Amount $252,000 $252,000 $252,000
Term 360 months 360 months 180 months
Initial Interest Rate** 7.500% 7.125% 6.375%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 8.051% 7.295% 6.623%
Monthly Tax Payment $272 $272 $272
H/O Insurance Payment $75 $75 $75
Initial Principal & Interest Pmt $1,762 $1,698 $2,178
Total Monthly Payment $2,109 $2,045 $2,525

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.  The Total Monthly Payment does not include the estimated HOA/Common Charge payment.