Step into the serene world of The Lakes at Heron Cove Gated Community! This ground-floor gem boasts 2 bedrooms, 2 full baths, and an expansive single-car garage. Relax on the screened lanai, soaking in tranquil views of the pond. Immerse yourself in the community's abundant amenities, from the inviting clubhouse to the refreshing pool and spa. Wander down shaded paths to the dock on Bird Lake for fishing or leisurely canoe rides. Inside, discover a well-appointed layout, a new modern updated kitchen with a spacious great room, and laminate flooring throughout. The eat-in kitchen features modern appliances, including a new range with a self-cleaning oven, a new sink, faucet, and disposal, and a convenient breakfast bar. Enjoy the sunset on the screened patio, with ample space for relaxation. Conveniently located off St. Rd. 54, just minutes from shopping centers, restaurants, medical facilities, and major highways, this is Florida living at its finest. Don't miss the chance to call this desirable home yours in the heart of Pasco County's The Lakes at Heron Cove Community! Schedule your viewing today.
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Our Executive Mortgage Banker:
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$280,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $224,000 | $224,000 | $224,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 6.990% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.984% | 7.146% | 6.256% |
Monthly Tax Payment | $144 | $144 | $144 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,490 | $1,489 | $1,889 |
Total Monthly Payment | $1,709 | $1,708 | $2,108 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.